November 2023 -- Premiums, deductibles, and coinsurance amounts for Original Medicare generally change every year. Here's a look at some of the costs that will apply in 2024.
To further our commitment to assisting our business owner clients navigate complex transitions, we are thrilled to announce that Monica and Chrissy have earned the Certified Exit Planning Advisor (CEPA®) designation.
August 2023-- The IRS has announced certain relief for required minimum distributions (RMDs) for 2023 with respect to the recent change in the RMD age to 73 and provided guidance with respect to certain specified RMDs for inherited accounts. Please read on to learn more and call us with questions!
Seascape Capital Management was a proud sponsor of the Cross Roads House 21st Annual Benefit by the Sea at the Wentworth by the Sea.
The IRS recently released the 2024 contribution limits for health savings accounts (HSAs), as well as the 2024 minimum deductible and maximum out-of-pocket amounts for high-deductible health plans (HDHPs).
March 16, 2023-- For what it’s worth, in the past almost thirty years, I have managed three registered investment advisory firms. In each instance, I introduced or converted our custodial services to the institutional arm of Schwab. Their conservative approach to the management of their business is not a new one — nor is their affirming that approach anything other than genuine. Last evening, Bernie Clark, the Head of Schwab Advisor Services, forwarded the link below. It connects to a recording as well as the transcript of Walt Bettinger’s interview with CNBC on Tuesday. Walt is the Co-Chair and CEO of Schwab. At Seascape, we were otherwise occupied so didn’t see the interview live. Andrew and I watched it today though and decided it was worth sharing. During market turmoil, understanding whether you are in the middle of the battlefield or safely ensconced in your bunker makes an enormous difference. Please read on for the link to the interview and transcript.
Please be aware of a new scam campaign combining computer pop-up messages and phone calls. This advanced scheme combines elements of electronic tech support scams with impersonations of real personnel at the Federal Reserve and Schwab to attempt to obtain your assets and sensitive data.
A March 2023 survey found that more than 90% of Americans worry about the Social Security program, and about half of those said they worry a great deal.1 A separate survey the same month found that more than 80% of Americans worry Medicare will not be able to provide the same level of benefits in the future.2
At Seascape Capital Management, we place a high value on professional development. We love learning how better to help our clients. So naturally, we are pleased to congratulate the Seascape Team on recent accomplishments:
With the collapse of Silicon Valley Bank, worries surrounding your accounts at Schwab may be top of your mind.
