Monica McCarthy in her Office

Your Career. Your Wealth. Your Trusted Advisor.

Seascape Capital Management is your trusted advisor, ensuring your wealth strategy keeps pace with your evolving career and financial goals — so you can stay focused on what you do best.

As a high-income executive, your compensation is more than just a paycheck — it’s a mix of salary, bonuses, stock options, and deferred benefits that require careful management. Your financial success brings both opportunity and complexity – strategic planning is key to maximizing earnings, managing risk, and building long-term wealth.

We help you navigate the critical financial decisions that come with executive compensation and wealth management to ensure your compensation, investments, and financial strategy are aligned.

Maximizing Your Compensation & Employer Equity

  • Equity Compensation Strategies – How do I manage stock options, RSUs, and restricted shares to build wealth while minimizing risk?
  • Deferred Compensation Planning – How do I leverage deferred compensation to reduce tax burdens and enhance financial security?
  • Diversification & Company Stock Management – How do I transition from concentrated holdings to a more balanced portfolio while optimizing tax efficiency?

Managing & Growing Your Wealth

  • Risk Management & Asset Protection – How do I safeguard my wealth against unforeseen events, including disability or premature death?
  • Tax-Efficient Wealth Management – How do I manage company stock sales and other income streams to avoid unnecessary tax liability?
  • Investment Strategy & Portfolio Management – How do I build a diversified portfolio that aligns with my risk tolerance, time horizon, and long-term goals?
  • Private Investments & Alternative Assets – Should I consider private equity, venture capital, or real estate to diversify my portfolio?

Preparing for Your Retirement & Beyond

  • Pension & Social Security Optimization – How do these fit into my broader financial plan, and when should I begin taking benefits?
  • Retirement Readiness & Income Strategies – How do I replace my salary with diversified sources, including pensions, deferred compensation, and investments?
  • Estate & Legacy Planning – What strategies will ensure a seamless transition of my wealth while minimizing estate taxes and maintaining family financial security?
  • Philanthrophy – How can I support charitable causes in a more tax efficient way?

Your financial journey as a high-income executive requires proactive planning at every stage. 

Let us help you optimize your compensation, diversify your holdings, and build a secure, flexible future — so you can retire on your terms.

Contact Us