May 2025 ~ We strongly encourage you to add security measures to your Schwab accounts, such as two-factor authentication and verbal passwords, which can help to secure against these attacks. Download this brochure for help: ๐Ÿ๐ŸŽ ๐’๐ข๐ฆ๐ฉ๐ฅ๐ž ๐’๐ญ๐ž๐ฉ๐ฌ ๐ญ๐จ ๐๐ซ๐จ๐ญ๐ž๐œ๐ญ ๐˜๐จ๐ฎ๐ซ ๐’๐œ๐ก๐ฐ๐š๐› ๐€๐œ๐œ๐จ๐ฎ๐ง๐ญ. (Click on this post for the full article that contains the link). Schwab has identified a new twist on the "smishing" fraud threat which is being used by fraudsters hoping to capitalize on market volatility and investor emotion to steal funds and data. This version begins when clients receive a text message prompting them to "verify a transaction" โ€” clicking the link leads the unwary investor to a fraudulent website that mimics Schwab's login page, where they are prompted to enter their credentials. Once the credentials have been entered, the fraudsters use them to access Schwaballiance.com. The fraudulent website may also prompt the client to enter a two-factor verification code that they would automatically receive from Schwab, which once submitted allows the fraudster to complete the login process. Once they have access, the fraudster will then change the security token on the account so that it points to a device in the hands of the criminals, instead of the client's own device. At this point, the client is effectively locked out of the account, and the fraudster can begin initiating wire transfers that rapidly drain assets from the account. Please read on to learn more.
April 2025 ~ For Monica, life and work arenโ€™t about keeping things separate -- theyโ€™re about finding joy in the overlap. One thing spills into another: clients become friends, activities and interests become charitable endeavors, exercise creates relationships and community. Thereโ€™s no black and white; itโ€™s one big happy mess! Monica got to share a bit of that feeling with ๐˜—๐˜ฐ๐˜ณ๐˜ต๐˜ด๐˜ฎ๐˜ฐ๐˜ถ๐˜ต๐˜ฉ ๐˜Š๐˜ช๐˜ต๐˜บ ๐˜“๐˜ช๐˜ง๐˜ฆ๐˜ด๐˜ต๐˜บ๐˜ญ๐˜ฆ magazine in their April โ€œInvestingโ€ issue -- connecting the dots between what she loves and how she works. Click to read the article.
April 2025 ~ Tax time is one of the most active times of year for fraud scams โ€” in addition to the high volume of tax-related transactions, they also leverage taxpayers' fear of the IRS to pressure investors for money and information, pretending they work for the tax authorities. For those reasons, it is vital to remain calm, alert, and aware of common tax season scams. Please review the facts below to help educate yourself about these threats. Read on to learn more.
March 2025 ~ The Hope on Haven Hill gala was nothing short of incredible โ€” a night of connection, impact, and unwavering support for the families they serve. From heartfelt stories to a shared commitment to making a difference, the evening was truly inspiring. The Hope Springs Eternal gala raised an incredible $1 million in support of pregnant and parenting women on their recovery journey. Thanks to the generosity of our amazing community, these funds will provide housing, treatment, and critical support services for women and their children, giving them the foundation for a brighter future. Seascape Capital believes in the mission of Hope on Haven Hill!
December 2024 ~ Keep this reference card handy! Clicking the link will automatically download a .pdf card of 2025 Key Financial Data, updated by any current legislation as changes occur, as of the date of your download. Read on to get your card!
December 2024 ~ Monica shares smart year-end giving strategies for doing good and cutting your tax bill in the December issue of Portsmouth City Lifestyle magazine. Read on to learn more about the benefits of these strategies: Donor Advised Fund (DAF), Qualified Charitable Distribution (QCD), and Charitable Remainder or Lead Trusts (CRTs/CLTs). Click to read the article.
November 2024 ~ We are grateful to support New Hampshire SPCA and contribute to making a difference in our community. Itโ€™s amazing to see what we can achieve when we come together for a meaningful cause! Six years strong in support of the New Hampshire SPCA's Auction for the Animals!
October 2024 ~ Two years ago this November, Seascape Capital Management, LLC invited Mariana Budjeryn, a gifted Senior Research Associate with the Project on Managing the Atom at Harvard's Belfer Center, to speak at an event we hosted at the One Hundred Club. She spoke about the war in Ukraine and the influence of nuclear weaponry on the balance of power. What makes her presentations so intriguing and relevant โ€” besides the fact that her doctoral thesis analyzed the forces that led to Ukraineโ€™s 1994 nuclear disarmament โ€” is that she is Ukrainian. Her book on the topic, ๐ผ๐‘›โ„Ž๐‘’๐‘Ÿ๐‘–๐‘ก๐‘–๐‘›๐‘” ๐‘กโ„Ž๐‘’ ๐ต๐‘œ๐‘š๐‘, was published in December 2022. We sponsored a second event in March 2023 for Mariana's book signing. Mariana and Monica have kept in touch since their serendipitous meeting on a plane and have become friends. The rest is an example of the frequent and fortuitous connections that define life on the Seacoast. A dear friend from Monica's Pan Mass Challenge riding days, thought to introduce her and Mariana to Susan Lassen of The Portsmouth Athenaeum. Susan is a force and brought together Mariana with the World Affairs Council of New Hampshire for what promises to be an enlightening and incredibly relevant presentation to be held October 18th at the Athenaeum. Whether or not you were able to attend one of our previous events with Mariana, we thought we would spread the word in case you want to try and see her at this event on Friday, October 18th at 5:30, if space is available. Registration is required.
September 2024 ~ Cheers to 20 Years! Two decades of building relationships, reaching milestones, and making memories deserve a celebration -- and celebrate we did! Surrounded by laughter, joy, and the incredible people who've made this journey possible, our 20th-anniversary bash at The View at Pepperrell Cove was nothing short of spectacular. From clients turned friends, and colleagues turned family: cheers to each of you who've been part of our story. Here's to the next 20!
September 2024 ~ Successful teams develop and enjoy Esprit De Corps which means โ€œunion is strengthโ€. As author Mark Miller says โ€œItโ€™s the secret sauce of high performance teams, the essential ingredient. This is the heart stuff.โ€ We couldn't agree more.

Disclaimer

The views set forth here, in the form of webinars, newsletters, and other postings are subject to change and are not a guarantee of product performance.  They are not intended as an offer or solicitation with respect to the purchase or sale of any security and do not constitute investment advice.  The material provided is general information on topics that may be of interest.  All information on our News and Insights page is obtained from what we believe are reliable sources and is designed to provide a general understanding of the subject matter covered.  It is not intended to serve as legal, tax, or other financial advice related to individual situations.  Please consult with your own attorney, CPA, and other advisors regarding your specific situation.